How to Get Affordable Health Insurance Working From Home

Affordable health insurance can be hard to find if you work for yourself. Many businesses that have a specific number of employees are offered a discount for insurance, and this is why they are able to offer it to employees at such a discounted rate. The best bet for freelancers is to use independent agents or check online for deals. You have to decide which type of plan you will need, and the deals you get will be based on your age, the age of your family members and the family’s health history as well as your budget.

COBRA insurance may be a wise investment if you are just leaving a job and starting your own home business. The last employer is required to offer your previous health, dental and life or vision insurance that you had while employed there for anywhere from 9 months to 3 years. The COBRA cost will be the same amount that your employer was paying for the group rate.

High Risk Pools
High risk pools for health insurance are sometimes offered in many states. These are normally less expensive than private plans and are a great idea for those working from home who cannot obtain insurance because of a pre-existing medical condition or another high risk medical problem. The Health Insurance Resource Center is available for more information about these high risk state health insurance pools.

Planning Ahead
If you are still at a conventional job and you know you are going to start your own business, it is always best to plan ahead. Some insurance providers will take up to 3 months and sometimes longer to approve new members, so it is best to get started as soon as possible. Some people wait 3-5 months to find out that they have been denied coverage, and last minute have to try to find coverage elsewhere or have no insurance. Since insurance is so high, not letting coverage lapse is the best bet to keep costs down and to have no gaps in coverage. Insurance may seem like an unnecessary expense, but if a child or spouse were to require hospitalization while there was no coverage, you would see how very much it could save you.

Union and Associations
A freelancer union or even a writer’s union as well as independent contractor associations are available to help people who work from home be able to get insurance. There may even be insurance options available through the union or association. For example, the National Writers Union offers many options for insurance for its members. The National Association for the Self Employed offers free estimates on insurance, and if you are a published author you can actually get a discounted insurance rate from the Author’s Guild. Check on the internet for your specific niche, and see if there are any associations or unions available for the job you will have at home.

Regardless of your work at home business, affordable health insurance is available. It is a matter of simply knowing where to look and who to talk to.

Work From Home Opportunity

Work At Home Articles

Work At Home Jobs is the world’s largest work from home job search engine that lets you search through 30,000+ legitimate work from home jobs from around the world, receive job email alerts, save work at home jobs you're interested in, post your resume and portfolio, and network with others working from home.

Our mission is to make working from home easier, which is why we bring all the legitimate work at home jobs from around the web into our site so you can easily find the right jobs for you.

We make it super easy by allowing you to browse work from home jobs by most recent searches, most searched words and by job category (such as data entry jobs, customer service jobs, etc.). You can also search for work at home jobs by keyword, desired pay, date job was added and by individual site.

Businesses seeking work at home employees can post jobs, browse members working from home, review member’s skill set, experience level and core services offered, as well as search for employees by name, skills needed or level of experience needed.

If you are considering starting a home based business, be sure to consult our home business section to ensure the online business you have on your mind isn't a work at home scam.


Follow Work At Home Jobs on Twitter

New Members Working From Home
Work At Home Jobs andrew For... Work At Home Jobs stnefan an... Work At Home Jobs Jonhnnie O... Work At Home Jobs andnrzej F... Work At Home Jobs Zenuta Pac... Work At Home Jobs Witek Sior... Work At Home Jobs andy Ford
Work At Home Jobs Johnnny Fo... Work At Home Jobs Jonhnnie a... Work At Home Jobs Izydora Pi... Work At Home Jobs Aniceta He... Work At Home Jobs Galina Zwo... Work At Home Jobs Irek Jakim... Work At Home Jobs Krescencja...
Work At Home Jobs Julita Mal... Work At Home Jobs stnefan Ob... Work At Home Jobs Ainsha Oba... Work At Home Jobs Jonhnnie a... Work At Home Jobs Marina Ryc... Work At Home Jobs Kamela Mag... Work At Home Jobs Ilia Kocja...
Work At Home Jobs Johnnny Ob... Work At Home Jobs stnefan Ob... Work At Home Jobs Ainsha and... Work At Home Jobs andy Obama Work At Home Jobs Sara Teodo... Work At Home Jobs ziomal For... Work At Home Jobs stnefan an...
Work At Home Jobs Jonhnnie a... Work At Home Jobs Ada Krajni... Work At Home Jobs Antonina D... Work At Home Jobs ziomal Oba... Work At Home Jobs Marcin Mal... Work At Home Jobs Ainsha For... Work At Home Jobs stnefan an...

About Us | Contact Us | Unsubscribe | Privacy Policy | Terms of Use | Site Map

© Copyright Work At Home Jobs 2003 - 2015. All Rights Reserved.

International Association of Employment Web Sites Member